金融風(fēng)險(xiǎn)管理師確定、評(píng)估、度量和管理金融風(fēng)險(xiǎn)的過(guò)程，目的是創(chuàng)造經(jīng)濟(jì)價(jià)值?？忌趥淇贾幸欢ㄒ攸c(diǎn)掌握相關(guān)知識(shí)點(diǎn)！

隨著金融市場(chǎng)的不斷擴(kuò)張，風(fēng)險(xiǎn)管理的作用也變得越來(lái)越重要。因?yàn)轱L(fēng)險(xiǎn)永遠(yuǎn)無(wú)法被完全規(guī)避，因此，風(fēng)險(xiǎn)管理的目的不是降低風(fēng)險(xiǎn)，而是睿智地駕馭風(fēng)險(xiǎn)。

機(jī)考

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風(fēng)險(xiǎn)可以被更好地度量和管理。投資者假設(shè)風(fēng)險(xiǎn)存在是因?yàn)樗麄兤谕愿呤找娴男问絹?lái)進(jìn)行補(bǔ)償。然而，確定如何平衡風(fēng)險(xiǎn)和收益需要風(fēng)險(xiǎn)度量。

下面，小編為大家分享一個(gè)關(guān)于風(fēng)險(xiǎn)管理的例題，看看你對(duì)知識(shí)的掌握程度：

Regarding corporate risk governance, which of the following statements is not wrong?

A.Management of the organization is ultimately responsible for risk oversight.

B.The point of risk governance is to minimize the amount of risk taken by the organization.

C.Effective risk governance requires multiple levels of accountability and authority.

D.A risk committee is useful for enforcing the firm’s risk governance principles

>>>點(diǎn)擊免·費(fèi)領(lǐng)?。篎RM各科必背定義+歷年真題中文解析+學(xué)習(xí)備考資料（PDF版）

FRM各科必背定義

Answer: C

The Board of Directors is ultimately responsible for risk oversight.

Effective risk governance simply requires dear accountability; authority; and methods of communication; it is not necessary to have multiple levels.【資料下載】點(diǎn)擊下載[Kaplan]FRM 2020 SchweserNotes Part II

The point of risk governance is to consider the methods in which risk-taking is permitted, optimized, and monitored; it is not necessarily to minimize the amount of risk taken.

The real point of risk governance is to increase the value of the organization from the perspective of the shareholders and/or stakeholders.