FRM真題是歷年FRM考試的題目，是FRM考試的重難點地方，因此建議考生在考前能夠進行至少三套真題的練習(xí)，并對真題的知識點進行總結(jié)，幫助自己進行提升！FRM真題練習(xí)很有必要，考生不容忽視！》》》戳：各科視頻講義+歷年真題+21年原版書（PDF版）免·費領(lǐng)取

下面是小編列舉的真題解析，希望對你有所幫助：

Thrift Bank carries risk-weighted assets (RWA) of $40.0 billion. In regard to its eligible regulatory capital, the bank holds: $2.8 billion of Common Equity Tier 1 Capital (“Core Tier 1”) $0.2 billion ofAdditional Tier 1 Capital $1.4 billion of Tier 2 Capital (“Gone concern”) Does Thrift Bank meet the Basel III capital requirements?

A) No, because Tier 1 Capital is not at least 8.5%

B) No, because Total Capital is not at least 10.5%

C) Yes, because Tier 1 is at least 4.0%

D) Yes, because Tier 2 is at least 2.5%

答案：A 》》》點我咨詢21年FRM備考技巧

解析：No, because Tier 1 Capital is not at least 8.5% Basel III requires Core Tier 1 (Common Equity) of 7.0%, Tier 1 of 8.5%, and Tobal Capital of 10.5%: Core Tier 1 (Common Equity) ratio of at least 7.0% = 4.5% + 2.5% Conservation Buffer.

Thrift Bank holds exactly sufficient Common Equity: 2.8/40.0 =7.0%. Tier 1 (Common Equity +Additional Tier 1) ratio of at least 8.5% = 6.0% Tier 1 + 2.5% Conservation buffer.Thrift Bank only holds Tier 1:3.0/40.0 = 7.5% Total Capital ratio of 10.5% = 8.0% total capital + 2.5% Conversation Buffer. Thrift Bank holds Total Capital:4.4/40.0 = 11.0% 【資料下載】[融躍財經(jīng)]FRM一級ya題-pdf版

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