CFA考試中每日一練還是需要的，每年不僅僅要學(xué)習(xí)掌握CFA知識，還需要考生了解CFA考試題考哪些知識？那接下來看看小編為你準(zhǔn)備的CFA考試題哦！
Rose obtains a 8 million EUR mortgage loan from Bank Nederlandse.A year later the principal on the loan is 5 million EUR and Rose defaults on the loan.Bank Nederlandse forecloses,sells the property for 2.5 million EUR,and is entitled to collect the shortfall,2.5 million EUR,from Rose.Rose most likely had a:
A.bullet loan.
B.recourse loan.
C.non-recourse loan.
【Answer：B】
備考CFA考試是不是掌握了知識點(diǎn)，但是沒有途徑學(xué)習(xí)練習(xí)CFA考試題，融躍有自己的CFA題庫，有需要可以看看融躍CFA題庫，可以幫助考生做練習(xí)，有需要可以到官網(wǎng)看看，也可以添加老師微信：rongyuejiaoyu
解析：Bank Nederlandse has a claim against Rose for 2.5 million EUR,the shortfall between the amount of the mortgage balance outstanding and the proceeds received from the sale of the property.This indicates that the mortgage loan is a recourse loan.The recourse/non-recourse feature indicates the rights of a lender in foreclosure.If Rose had a non-recourse loan,the bank would have only been entitled to the proceeds from the sale of the underlying property,or 2.5 million EUR.
因?yàn)镽ose在賣了抵押品并歸還抵押品資金后，還需要通過其他方式來還未還的款，就說明這個(gè)貸款是有追索權(quán)的，如果沒有追索權(quán)的話，銀行只能拿回抵押品銷售的2.5million，而不能拿到剩余的錢。
